If it's insurable,,
it's investable.
Forest risk has always been hard to price. Threats are invisible until they're expensive, portfolios are difficult to aggregate, and climate change is making historical models obsolete.
Symbiose gives insurers the continuous, verified, stand-level data needed to price forest risk with confidence and in doing so, opens forest assets to the capital markets they've been locked out of.
Insuring forest assets means carrying risk you cannot fully see.
Regional climate models tell you what might happen across a broad geography. They don't tell you which stands are drought-stressed right now, which corridors are in a wildfire path, or whether a policyholder's reported wind damage matches what actually occurred.
Stand-Level Risk Intelligence
Symbiose provides a continuous satellite monitoring layer across forest assets delivering the intelligence that makes accurate pricing possible, claims verifiable, and portfolio exposure transparent.
Symbiose is the data infrastructure that moves forest assets from opaque to investable.
Product Showcase
The Symbiose Package
A comprehensive suite of risk intelligence tools designed specifically for the complexities of forest insurance.
Fire Event: Before & After
Stand-level wildfire exposure mapped continuously — not modelled from regional averages. Know which assets in your portfolio sit in active risk corridors.
- 10m Resolution
- Fuel Load Analysis
- Evaluate Parcel Damage
Wildfire Risk Scoring
Stand-level wildfire exposure mapped continuously, not modelled from regional averages. Know which assets in your portfolio sit in active risk corridors.
- 10m Resolution
- Fuel Load Analysis
- Moisture Tracking
Drought & Pest Stress
Early detection of drought stress and pest pressure across insured assets. Identify deteriorating stands before they become total losses.
- Stress Index Tracking
- Pest Pressure Alerts
- Preventative Triage
Portfolio Aggregation
Understand your total forest risk exposure across geographies, species, and climate variables in a single view. Model regional impacts.
- Global Aggregation
- Exposure Modelling
- Risk Concentration Alerts
Climate Risk Repricing
Symbiose provides the forward-looking, continuously updated risk data your models need to stay calibrated to the climate as it is.
- Model Calibration
- Trend Analysis
- Actuarial Data Feeds
Interactive Analysis
The Path to Investable Capital
Symbiose provides the data infrastructure that moves forest assets from opaque biological risks to transparent, investable natural capital.
See the Risk
Stand-level satellite clarity.
Price Fairly
Precise actuarial modeling.
Coverable Asset
Transparent risk profiles.
Investable Capital
Unlocking institutional investment.
Infrastructure & Trust
The Symbiose Risk Engine
How we transform raw satellite signals into verified, actuarial-grade risk intelligence while ensuring global compliance.
Raw Signals
Multi-spectral satellite data & weather feeds.
Processing
AI-driven fuel load & stress analysis.
Verification
Ground-truth calibration & audit trail.
Intelligence
Actionable risk scores & claim evidence.
Operational Excellence
Globally scalable
Monitor insured forest assets anywhere in the world from a single platform.
Fully remote
Continuous satellite monitoring between site visits. Evidence exists whether or not anyone was on the ground.
Framework aligned
Audit-ready reporting aligned with EU taxonomy, EUDR, and sustainability disclosure requirements.
Trusted expertise
Built by expert growth modellers, verified against professional forester ground data
Trust & Standards
Independent Claims Verification
Satellite-timestamped evidence of pre- and post-event forest condition. Objective, independent, and audit-ready.
EU Taxonomy Alignment
Demonstrate that climate-related risk in your forest portfolio is quantified, monitored, and managed.
FSC Certification Status
Verify that insured assets hold current, valid FSC Certification — independently confirmed, not self-reported.
Ready to secure the future
of natural capital?
Forest risk is evolving. Are you?